How to permanently delete your account, bank account and transaction history from phonepe?/ Deactivate your phonepe account.

How to permanently delete your account, bank account and transaction history from phonepe?

Did phonepe's policy doesn't suits you?, or you have multiple accounts on phonepe, or due to any reason if you want to permanently delete your phonepe account then this article will guide you and in this article i have also explained simple methods to delete bank account and transaction history from phonepe.

About phonepe

Phonepe is one of the india's biggest online payment UPI platform, it was founded by Sameer Nigam back in 2015.

Registered users can transfer money, pay their electric, DTH, gas, mobile bills and it also provides various loans and insurances such as health insurance, vehicle insurance,etc.

You can also invest in gold and in different types of funds using phonepe.

You can book movie tickets, cabs, flight tickets using phonepe with some discounts.

It is available for both ios and android operating systems.

It has more than 10 crores downloads on playstore and rating of 4.4 stars 

What will happen after permanently deleting your phonepe account?

Before permanently deleting your phonepe account you should know about its consequences.

 1. Your mobile number will pe unlinked from phonepe and you will never able to access the same account again.

 

 2. If you have any rewards in your account then after deleting your account they all will vanished. so, use them before deleting.

 3. All your saved card details will be deleted.

 4. You will not will able to seek any help from customer support related to your orders and bookings.

 

Points to remember before permanently deleting your phonepe account.

 1. Make sure to sold any golds you have purchased from phonepe.

 2. Use all of your rewards and coupons.

 3. Withdraw your all withdrawable wallet balance to your bank account.

 4. Make sure that you have received all of your pending refunds.

How to delete phonepe account directly from application?

Step1. Open your phonepe app and login with your mobile number and password.

Step2. Click on the 'question mark icon'(?) available on the upper-right corner.

Step3. In 'other topics' option click on 'my account and kyc' option.

Step4. On the next page you will see three options available as ' my profile', 'my phonepe account details', and kyc 

You have to click on ' my phonepe account details' option.

Step5. On the next page you will see three options as ' changing or deleting details in my phonepe account', 'deleting my phonpe account' and 'Blocking/Unblocking my account'.

Click on 'deleting my account'.

Step6. The they will ask you reason to delete your phonepe account.

Click on any one reason and on the below of the notice click on ' deactivate phonepe account'.

Note:- Read the important points given below the reasons while deleting your account.

Step7. After that select the language and click on 'yes, i wish to deactivate my phonepe account'.

Step8. Gave all the answers correctly to the questions they will ask.

If you have followed the steps given above carefully then within few days your phonepe account will be permanently closed.

How to delete your phonepe account in one call?

There is another method to delete your phonepe account permanently and this method is effective and simple. you have to just call phonepe customer care and tell them your query. The phonepe helpline is 080-68727374 and 022-68727374. You have to just tell them that you want to permanently delete your phonepe account.

After that they will ask you for some details related your phonepe account and then they will delete your account within few days.

How to delete/unlink your bank account from phonepe?

Phonepe provide a direct option in their app to delete or unlink bank account from phonepe account.

To delete bank account from phonepe follow the steps:-

Step1. Open phonepe app and login with your mobile number.

Step2. On the home screen, click on 'my money' option available on down side in your screen.

Step3. Tap on 'bank accounts'

Step4. Tap and select the bank account you want to unlink and click on 'unlink bank account'.

How to delete your phonepe transaction history?

Whenever you transfer or receive money through phonepe the app saves your transaction data.

Many people wants to delete their phonepe's transaction history so, in this section i have explained a simple method to delete your phonepe's history.

To delete your phonepe's history follow the steps given:-

Step1. Open your phonepe app and login with your mobile number.

Step2. Click on history icon available on the right-down corner in your screen.

Step3. click on the transaction history  you want to delete.

Step4. Now, click on the delete transaction for the older version.

Step5. Tap on 'Contact Support' for the new version.

Step6. After that write a message like 'Dear phonepe's customer support i want to delete my transaction history due to some reason'.

Step7. Now send the message to create a new ticket for the request.

If everything goes write then they will delete/remove your transaction history within some days.

Alternatives of phonepe. 

In the online market there are many online payment applications which may provide better service than phonepe and which are approved by government of india.

So, in this section of article you will get information about some best alternatives of phonepe.

1. Google pay:- google play is a online payment app launched by google back in 2017.

It is free to use and available for both andriod and ios operating systems.

It has more than 10 crores downloads and rating of 4.1 stars on playstore.

It doesn't need to do kyc verification. One only need a bank account and a mobile number to use google pay.

It supports 8 different languages.

Users can also set reminders to pay their bills periodically in future.

 2. Paytm:- Paytm is one of the india's biggest mobile payments and commerce platform founded by Vijay shekhar sharma back in 2010 in india.

Users who have account on paytm can transfer money from one account to other and you can use it to pay bills of restaurants, hotels, online services, electric bills, DTH recharge, mobile recharge and many more.

Using paytm you can also book flight tickets, train tickets, movie tickets using your smartphone.

Paytm has its own 'paytm mall' which is an e-commerce site from where people can buy electronic products, mobiles, clothing,etc.

It has more than 10 crores downloads and rating of 4.6 stars on playstore.

 3. Freecharge:- free charge was founded by kunal shah back in 2010 in india, gurugram.

 Freecharge services are used for saving, investment, payment, lending and insurance.

Freecharge registered users can pay DTH bills, electricity bills, mobile recharge, etc.

It is available for both andriod and ioa operating systems.

It has more than 1 crore users and rating of 4 stars on playstore.

 

 4. Mobikwik:- mobikwik was founded by Bipin preet singh and Upasana Taku back in 2009.

Other than online payment facility mobikwik also provides life insurance, accident insurance, loan, DTH recharge, mobile recharge, etc.

It has headquater in gurugram, haryana india.

It is available for both ios and andriod operating systems and it is totally free.

It has more than 5 crore users and rating of 4.2 stars on playstore.

 5. BHIM upi :- BHIM is an indian mobile payment app stands for Bharat interface for money, this app was developed by National payments corporation of India back in 2016.

 It is named after B.R. Ambedkar.

It is available for both ios and andriod operating systems.

It has more than 5 crores downloads and rating of 4.2 stars on playstore.